SELLING TIPS January 3, 2025 9 min read

Selling a House As-Is in Washington: What You Need to Know in 2025

Thinking about selling your Washington home without making repairs? At Lead Property Buyers, we regularly work with homeowners who choose to sell as-is for various reasons—from inherited properties to homes needing major updates. This guide explains what "as-is" really means, when it makes sense, and how to maximize your outcome without spending money on repairs.

A colour image of a rundown font of house

What You'll Learn:

  • • What "as-is" legally means in Washington State
  • • When selling as-is makes financial sense (and when it doesn't)
  • • How to price an as-is property correctly
  • • Required disclosures you still must make
  • • Finding buyers who actually want as-is properties

What Does "As-Is" Really Mean in Washington?

"Selling as-is" means you're offering the property in its current condition without making any repairs or improvements. The buyer accepts the property with all existing defects, known and unknown (with important exceptions we'll cover).

What As-Is Does NOT Mean

Common Misconceptions About As-Is Sales:

  • Does NOT mean you can hide known defects
  • Does NOT exempt you from disclosure requirements
  • Does NOT protect you from fraud claims if you lie
  • Does NOT mean buyers can't negotiate or ask for credits
  • Does NOT guarantee buyers won't walk away after inspection

What As-Is DOES Mean

  • ✅ You won't make repairs before closing
  • ✅ You won't offer credits for needed repairs (typically)
  • ✅ Buyers know they're responsible for all future repairs
  • ✅ Price should reflect the property's current condition
  • ✅ You're signaling you want a quick, simple transaction

Washington's Disclosure Requirements (You Still Must Comply!)

Even when selling as-is, Washington law requires you to complete a Seller Disclosure Statement (Form 17) disclosing known defects and issues. In our experience at Lead Property Buyers, many homeowners mistakenly believe "as-is" eliminates disclosure obligations—it doesn't.

What You Must Disclose

Required Disclosures in Washington:

Structural Issues:

  • • Foundation cracks or settling
  • • Roof leaks or damage
  • • Water intrusion or flooding history
  • • Structural modifications

System Problems:

  • • Plumbing issues or leaks
  • • Electrical problems
  • • HVAC system age/condition
  • • Septic or well issues

Environmental Hazards:

  • • Lead paint (pre-1978 homes)
  • • Asbestos
  • • Mold problems
  • • Soil contamination

Other Material Facts:

  • • Property line disputes
  • • HOA violations or liens
  • • Death on property (if within 3 years)
  • • Pest infestations

Legal Requirement: Under Washington RCW 64.06, sellers must disclose known material defects. "As-is" doesn't override this. Failing to disclose can result in lawsuits, rescission of sale, or damages paid to buyer. When in doubt, disclose.

When Does Selling As-Is Make Sense?

Selling as-is isn't right for everyone. Here's when it typically makes the most financial and practical sense:

Property Needs Major Repairs ($20K+)

If your home needs extensive work (new roof, foundation repair, complete remodel), the cost to fix may exceed what you'd recoup in sale price.

→ Example: Spending $40K on repairs might only increase sale price by $25K. Selling as-is nets you more.

You Need to Sell Quickly

Repairs take time. Contractors, permits, inspections—it can add 2-6 months to your timeline. If you're facing foreclosure, divorce, relocation, or estate settlement, you may not have that time.

→ Selling as-is to a cash buyer can close in 7-21 days.

You Don't Have Money for Repairs

Many homeowners facing financial hardship can't afford upfront repair costs, even if it would increase sale price. Banks don't lend against properties you're selling.

→ As-is sale eliminates need for cash investment before closing.

You're an Out-of-State Heir or Landlord

Managing repairs from hundreds or thousands of miles away is expensive and stressful. Finding contractors, getting bids, overseeing work—it's a nightmare remotely.

→ Selling as-is eliminates the need to manage renovations from afar.

You Want to Avoid Hassle and Uncertainty

Traditional sales involve showings, negotiations, repair requests after inspection, and potential deal fall-throughs. As-is sales to the right buyer eliminate most of this.

→ As-is sales offer more certainty and less stress.

When You Should NOT Sell As-Is

As-is isn't always the best strategy. Here's when making repairs could net you significantly more money:

Consider Making Repairs If:

  • Minor cosmetic issues only ($5K-$10K fixes):
    Fresh paint, carpet, minor repairs often return 100-150% ROI. A $5K cosmetic refresh might add $10K to sale price.
  • Property is in a hot market:
    If homes in your area are selling fast, retail buyers expect move-in ready. You'll leave money on the table selling as-is.
  • You have time and money:
    If you can afford repairs and wait 60-90 days for a traditional sale, you'll typically net more than as-is.
  • Only one major issue:
    If it's just a roof or just HVAC, fixing that one item dramatically expands your buyer pool.

How to Price an As-Is Property in Washington

Pricing is critical when selling as-is. Price too high and you'll sit on the market. Price too low and you're leaving money on the table.

The As-Is Pricing Formula

Comparable homes (updated condition): $450,000
Minus: Estimated repair costs - $40,000
Minus: Buyer's profit margin (10-15%) - $45,000
Minus: Buyer's risk premium - $15,000
Your As-Is List Price: $350,000

This is a rough estimate. Actual pricing depends on local market, property condition, and buyer type.

Pricing Strategy by Buyer Type

Selling to Retail Buyers (MLS)

Price 10-20% below comparable updated homes. Retail buyers will get inspections and may ask for credits or walk away.

Target: 75-85% of ARV (After Repair Value)

Selling to Cash Investors

Cash buyers typically offer 65-80% of ARV depending on repairs needed, holding costs, and profit margin.

Target: 65-80% of ARV (faster close, no contingencies)

Pro Tip: Get 2-3 contractor estimates for needed repairs. This gives you accurate numbers to calculate your as-is price and negotiate with buyers. Most sellers overestimate or underestimate repair costs.

Two Ways to Sell As-Is in Washington

You have two main paths for selling as-is, each with different benefits and trade-offs.

1 List As-Is on MLS with a Real Estate Agent

Your agent lists the property with "AS-IS" in the description and markets it to both retail buyers and investors.

✅ Advantages:

  • • Maximum market exposure
  • • Competition can drive up price
  • • Professional marketing and negotiation
  • • May attract DIY buyers or flippers

⚠️ Disadvantages:

  • • 5-6% commission ($20K-$30K typically)
  • • Takes 60-90+ days on average
  • • Buyers may still ask for credits
  • • Deals can fall through after inspection
  • • Property sits vacant (security risk)

Best for: Sellers who have time to wait, want maximum exposure, and believe their property will attract retail buyers despite condition.

2 Sell Directly to a Cash Buyer

Cash buyers (like Lead Property Buyers) purchase properties as-is without inspections, financing contingencies, or repair negotiations.

✅ Advantages:

  • • Close in 7-21 days (sometimes faster)
  • • No commissions or fees
  • • No repairs, cleaning, or staging
  • • No showings or open houses
  • • Certainty—deals rarely fall through
  • • Can close on your timeline

⚠️ Trade-Offs:

  • • Offer typically 65-80% of ARV
  • • Lower price than perfect retail sale
  • • Limited negotiation room
  • • Must verify buyer legitimacy

💰 When Cash Buyers Make Financial Sense:

Even at 70-75% of ARV, you often net MORE than a traditional sale when you factor in: 6% agent commission saved, $0 repair costs, no carrying costs (taxes, insurance, utilities) during a 3-month listing period, and no deal fall-through risk.

Best for: Sellers who need speed, certainty, and want to avoid the hassle of traditional sales. Especially good for distressed properties, inherited homes, or out-of-state owners.

How to Find Legitimate Cash Buyers in Washington

Not all cash buyers are equal. Some are experienced professionals, others are inexperienced wholesalers who may not close. Here's how to identify legitimate buyers:

Signs of a Legitimate Cash Buyer:

  • Proof of funds: Can show bank statements or proof they have cash to close
  • Track record: Has completed multiple purchases (ask for references)
  • Professional operation: Has website, business license, professional communication
  • Clear process: Explains exactly how transaction works and timeline
  • No upfront fees: Legitimate buyers don't charge sellers fees
  • Uses title company: Works with reputable title/escrow company
  • Transparent offer: Explains how they calculated their offer

Red Flags to Avoid:

  • ❌ Asks you to pay fees upfront
  • ❌ Won't provide proof of funds
  • ❌ Pressures you to sign immediately without time to review
  • ❌ Contract has excessive contingencies or long inspection periods
  • ❌ Can't explain their business model or how they calculated offer
  • ❌ No online presence or reviews
  • ❌ Uses high-pressure sales tactics

The As-Is Sale Process: Step-by-Step

Here's what to expect when selling as-is to a cash buyer in Washington:

1

Initial Contact & Property Info

You provide basic property details: address, size, condition, reason for selling, timeline. Many buyers can give you a ballpark range within hours.

2

Property Walkthrough

Buyer visits property (usually 20-30 min) to assess condition. They're not looking for perfection—they're evaluating repair scope and costs.

3

Written Cash Offer

Buyer provides written offer within 24-48 hours. Offer should include purchase price, closing date, proof of funds, and any conditions.

4

Review & Sign Contract

Review purchase agreement with an attorney if desired. Sign and return. Contract goes to title company.

5

Title Work & Earnest Money

Title company runs title search. Buyer deposits earnest money. Any liens or title issues are identified and resolved.

6

Closing Day

Sign closing documents at title company. Buyer wires funds. You receive your proceeds (usually same day or next business day). Hand over keys.

Typical Timeline: From accepted offer to closing: 7-21 days for cash buyers vs. 45-60 days for financed buyers.

Common Mistakes to Avoid When Selling As-Is

❌ Mistake #1: Hiding Known Defects

Even "as-is" doesn't protect you from fraud. Disclose everything you know or risk lawsuits.

❌ Mistake #2: Overpricing

Setting unrealistic prices because you "need" a certain amount. Market doesn't care what you need—price must reflect condition.

❌ Mistake #3: Not Getting Multiple Offers

Get 2-3 cash offers to compare. Buyers' formulas vary—one might offer significantly more than another.

❌ Mistake #4: Accepting Offers with Excessive Contingencies

Some "cash buyers" load contracts with inspection contingencies, financing contingencies, or partner approval clauses that let them back out. True cash offers have minimal contingencies.

❌ Mistake #5: Not Reading the Contract

Understand assignment clauses, closing date, earnest money terms, and what happens if buyer doesn't close. Have an attorney review if uncertain.

Final Thoughts: Is Selling As-Is Right for You?

Selling as-is in Washington State can be a smart financial decision—if you understand the trade-offs and execute properly.

The key is being realistic about your property's condition, your timeline, and your financial goals. Don't let emotion drive pricing. Don't hide defects hoping buyers won't find them. And don't accept the first offer without comparing options.

In our experience at Lead Property Buyers, homeowners who approach as-is sales with clear expectations and proper preparation typically have smooth transactions and feel good about their decision—even if they net slightly less than a perfect retail sale would bring. The time saved, stress avoided, and certainty gained often makes as-is the right choice.

About the Publisher

Lead Property Buyers

We are principal buyers operating in Washington and Oregon. We purchase properties directly and may assign our purchase rights to other buyers. This content is provided for educational purposes based on our experience in the Pacific Northwest real estate market.

Non-Brokerage Model

WA & OR Focus

Educational Content

Important: This article provides general information and should not be considered legal, financial, or professional advice. We recommend consulting with qualified professionals regarding your specific situation.

Ready to Sell Your Washington Home As-Is?

If you want to sell your property without making repairs, Lead Property Buyers can help you understand your options and provide a fair cash offer. We purchase homes as-is throughout Washington and typically close in 7-14 days. Get a no-obligation offer and educational consultation to see if this approach makes sense for your situation.

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Disclosure

This article is for informational and educational purposes only and does not constitute legal or real estate advice. Washington State disclosure laws and real estate regulations are subject to change. We purchase property as a principal buyer and may assign contractual interests. We are not acting as a real estate broker or agent and do not represent buyers or sellers. For specific advice regarding your property sale, please consult with licensed real estate attorneys, agents, or other qualified professionals who can address your unique circumstances.