Alternative Paths to Homeownership

Your Path to Homeownership Starts Here

Traditional financing not working for you? We help Washington families explore lease-option agreements and alternative paths to owning a home—even if you're working on credit, saving for a down payment, or need more time.

No Hidden Fees

Flexible Terms

Family Focused

Family of three mother father and daughter standing together outdoors near house at urban village holding keys from new apartment in sunlight smiling cheerful

2-5 Years

Typical path to full ownership

How Lease-Option Works

A lease-option (rent-to-own) agreement gives you time to improve your financial situation while locking in today's price and building toward ownership.

1

Find Your Home

Browse available properties or tell us what you're looking for. We work with you to find a home that fits your family's needs.

  • View available homes
  • Schedule tours
  • Discuss your timeline
2

Lock In Your Price

Agree on a purchase price today. During your lease period, a portion of your monthly payment goes toward your down payment.

  • Price locked in
  • Rent credits applied
  • Flexible terms (2-5 years)
3

Complete Your Purchase

When you're ready (credit improved, down payment saved), exercise your option to purchase and the home is yours!

  • Qualify for financing
  • Credits toward down payment
  • Close on your home

Important to Know

Lease-option agreements require an upfront option fee (typically 3-5% of purchase price) and consistent monthly payments. We'll work with you to structure terms that fit your situation. This is not a traditional rental—you're building toward ownership.

Is Lease-Option Right for You?

Lease-option works best for people who know they want to own a home but need time to improve their financial position.

Great Fit If You...

  • Need to rebuild credit

    Credit score below 620 or recent financial challenges

  • Need time to save down payment

    Building savings while living in your future home

  • Have stable income but can't qualify yet

    Self-employed, new job, or non-traditional income

  • Want to "try before you buy"

    Test the neighborhood and home before committing

  • Are committed to homeownership

    Ready to work toward owning within 2-5 years

Not Right If You...

  • Aren't committed to buying

    Just need a place to rent with no ownership plans

  • Can't afford the option fee

    Need 3-5% upfront (often $5K-$15K depending on home)

  • Have unstable income

    Can't consistently make monthly payments

  • Already qualify for traditional financing

    Regular purchase would be simpler and cheaper

  • Need to move frequently

    Lease-option requires 2-5 year commitment

Ready to Explore Your Options?

Schedule a free consultation to discuss your situation, learn about available homes, and see if lease-option is the right path for your family.

Free Consultation

No obligation or pressure

Custom Terms

Structure that works for you

Find Your Home

See available properties

Your information is confidential. We'll never share your details or spam you.